How We Fix Wealth-Building

Three convictions that detail Ruth's approach to fixing wealth-building for young Americans.

How We Fix Wealth-Building
Three convictions that detail Ruth's approach to fixing wealth-building for young Americans.

Ruth is built to help millennials and young American investors build long-term wealth through early participation in the market.

What sets us apart is that at Ruth we recommend and commercialize a plan to get all of our customers increased exposure to the market as soon as possible.

Our approach rests on three convictions:

  1. The Ruth 100+/20 Rule.

A longer term time horizon (greater than 3 years) can support more equity exposure than conventional wisdom holds. At Ruth, we call this the “Ruth 100+ Rule.” Do you have exposure to the market that equals or exceeds your net worth / portfolio value?  

  1. Eliminate and Mitigate Costs.

The 100+ Rule only holds value if our portfolios minimize: expenses, margin calls, and volatility decay.

  1. Eliminate Decision Fatigue and Bad Habits.

At Ruth, we are subject to the same offers you are: bad margin programs, prediction markets, a volatile crypto market, ETFs with hidden costs and volatility risk. At Ruth, we endeavor to offer few options, where each option is vetted and carries strong fundamentals.

We hold these views with conviction, and we know trust is earned over time, not claimed in a single post.

As we get to know our community, we'll use this blog to discuss each principle in full: the reasoning, the trade-offs, and the nuance behind it.

Join the early access waitlist to be a part of our community: ruthinvestment.com


Ruth is launching soon. Registration as an investment adviser is pending; Ruth is not yet licensed and is not currently providing advisory services.

This is for informational purposes only and is not financial advice. Investing involves risk, including the possible loss of principal.