The Ruth Journal
The Modern Pathway to Wealth-Building
This is for informational purposes only and is not financial advice. Investing involves risk, including the possible loss of principal. Is a Mortgage Leverage? Yes. A mortgage is leverage. It is borrowed money used to buy an asset you could
Read the storyThe ideas everything else builds on.
Gen Z began investing a decade earlier than boomers and is still behind. Why starting early is not the same as reaching the tools that compound.
26% of Gen Z investors count sports betting as part of their long-term plan. Among boomers it is 1%. Why a bet that resolves owns nothing in the meantime.
Beware of the growing dividend movement. Money paid out of an investment has to come from somewhere. Usually, it comes out of the investment. That is the quiet
A fund built to return twice the daily move of a single electric vehicle company [(Lucid Group, LCID)] was wiped out this month. [LCID shares] fell more than
The market rewards patience. Young people have more of it than anyone.
We're witnessing the rise of the “Net Short” generation. Ownership this concentrated does not correct on its own.
For most of the last century, the “American Dream” ran through a mortgage. Our parents' mortgages were special because they were safe, offered regular people early access
Three convictions that detail Ruth's approach to fixing wealth-building for young Americans.
Meet Ruth, the modern pathway for young Americans to build wealth.
The tools that built generational wealth, finally built for you.
